Single retirees can sometimes feel left out of the Social Security conversation, since it seems to focus solely on how married couples can make the most of their benefits. But it’s a mistake to assume that there are no Social Security claiming strategies to maximize benefits for solo retirees. The fact of the matter is…
Retirement Planning Articles
Qualifying for Social Security Spousal Benefits if You Are Divorced or Widowed
As a woman, you are probably aware that you are statistically expected to outlive your husband. According to the Centers for Disease Control and Prevention 2015 Mortality Report, the average woman in the United States will live to age 81.2 years, and the average man will live 76.3 years. That means you can expect to live…
5 Signs Your Caramel Macchiato Could Be Ruining Your Retirement
It’s something you do every day without giving it much thought—you go to your favorite coffee shop to get your cup of motivation for the work day ahead. But did you ever stop and think that the Carmel Macchiato you just ordered could be ruining your retirement? Here are five signs that some of your…
Your 401(k) or IRA is Not a Retirement Plan
If you save in a 401(k) or IRA, congratulations! You’re taking a great step toward financial success and well being — and potentially making use of tax advantages through these accounts, or picking up free money in the form of employer contributions. There’s no doubt that contributing to these retirement plans is a must if…
Making the case for Social Security education in the workplace
I have been a proponent of financial education and wellness programs in the workplace for over 20 years. Over that time frame, more and more employers have recognized that financial education can be one of the most valuable employee benefits they can offer their employees. A more financially confident employee is often a more productive…
How to plan for retirement in the gig economy
Once upon a time, it was totally reasonable for middle class kids to expect that they would work for one, maybe two employers, and retire at 65 with a watch and a pension, the end. But in recent years, the economy has shifted towards self-employment and freelance work—the gig economy. The twenty-first century has brought…
Is Retirement Dead?
Is retirement dead? It’s a scary question, especially if you’re currently working hard with hopes of kicking back, relaxing, and enjoying spending your time anywhere but an office one day. But we think the answer is yes, traditional retirement is going away – even if it hasn’t died out completely quite yet. Before you start…
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