Investment Management Services
Est. 2001
25 Years of Trusted Guidance
For 25 years, Finivi's fiduciary financial advisors have partnered with individuals, families, and organizations to navigate life's financial decisions with clarity and confidence. Headquartered in Westborough, Massachusetts, our commitment to thoughtful planning, disciplined investing, and enduring relationships continues to guide everything we do.
Experiencedcounsel
Long-termrelationships
Planning acrossgenerations
Integrated planning solutions
Financial advice is often fragmented, with separate conversations around investments, taxes, and estate planning. We bring those elements together in a single, coordinated strategy.
Strategic portfolio Management
Institutional-grade portfolio construction tailored to your goals and risk profile, with actively managed allocations across equity, fixed income, and alternative assets.
Clarity at every life stage
A well-designed financial plan aligns your income, assets, spending, and obligations to support your priorities today and over time.
Funding your preferred lifestyle
We help design and maintain an income strategy that coordinates your investments, savings, retirement income, and tax considerations into one plan.
Preserving your legacy
Estate and wealth transfer planning helps ensure what you've built is passed to the people and causes you care about, while protecting your legacy and reducing taxes, stress, and uncertainty.
Navigate life's changes
Sudden wealth, the death of a spouse or family member, divorce, and other significant life events often require reassessing priorities and restructuring your financial life.
Planning for life's contingencies
We evaluate your risk profile and design targeted strategies to address the most vulnerable areas of your household balance sheet and financial life.
Preserving what you built
Succession planning helps define how your business transitions so the value you've built supports your future or stays with your family for generations.
Achieving the Best Financial Outcome During Divorce
Divorce is one of the most financially consequential events in a person’s life. And increasingly, it’s happening later in life, to people with more assets, longer time horizons, and less room to recover from costly mistakes. Finivi’s Katie Moore, a Certified Divorce Financial Analyst® (CDFA®) and financial planner, works with clients and their attorneys to […]
Divorce After 50: The Financial Decisions That Shape Your Retirement
The number that reframes the entire conversation The American divorce rate has fallen to 2.4 per 1,000 people, the lowest level since 1970. Inside that decline sits a trend moving in the opposite direction. Divorce among adults 50 and older now accounts for roughly 36% of all U.S. divorces, and the rate among adults 65 […]
Preparing Your Family to Inherit Wealth: The Conversation Most People Avoid
You’ve spent decades building wealth worth keeping. The question nobody wants to ask is whether the people you’re leaving it to are ready for it. Not ready in a legal sense. Not “is the will signed” ready. Ready in the way that matters: Do your kids understand money? Do they know what you’ve built and […]
Crypto and Your Estate Plan: Protecting Digital Assets from Probate
As more wealth is held online, many investors now own cryptocurrency, exchange-based digital assets, non-custodial wallets, and NFTs alongside traditional accounts. These holdings can create estate-planning issues that do not exist with conventional assets, because legal authority alone may not be enough if no one can identify the asset, satisfy a platform’s procedures, or access the wallet […]
What Happens to a Trust After Death? It Depends on the Trust’s Terms
When someone dies with assets held in a trust, the successor trustee steps in to administer them under the document’s terms. For beneficiaries, the practical questions are often immediate: Will assets be distributed outright or remain in trust? Who will manage them? And what tax rules may apply? What determines whether trust assets receive a […]
10 Divorce Financial Mistakes That Can Cost You More Than You Think
Divorce is one of the most financially consequential events of your life, and the consequences are frequently not visible until the point at which they can no longer be changed. Many costly divorce-related financial mistakes can be reduced or avoided with early preparation, the right professional guidance, and a clear understanding of the numbers. With […]
Why AI Gives Wrong Answers: Hallucinations, Sycophancy, and Financial Advice
Why AI can give confident wrong answers If you have used ChatGPT, Claude, Gemini, Perplexity, or another assistant powered by a large language model, you have probably noticed how quickly it can answer almost anything. The writing is smooth, the tone is confident, and the response may include specific facts, calculations, or citations. That confidence […]
Prediction Markets Explained: What Investors Should Know
Prediction markets are appearing more frequently in financial news, political coverage, and online commentary. Their relevance for investors is not necessarily that they belong in a traditional wealth plan, but that they are becoming part of the broader conversation about forecasting, risk, and market expectations. That sounds simple enough, but prediction markets are easy to […]