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How to Tap Your 401(k) or IRA Penalty-Free Under the CARES ACT
The Coronavirus Aid, Relief, and Economic Security Act” or “CARES Act” changed the rules regarding retirement plan withdrawals and tax penalties for 2020. Here’s how the new law, also called the coronavirus stimulus package or H.R.748, could let you tap your retirement savings if needed. Retirement plan distributions: Up to $100,000 penalty-free Normally, distributions from…
How and when will I receive my stimulus check?
One of the key features of The Coronavirus Aid, Recovery, and Economic Security (CARES) Act, the most significant relief package in history, are direct payments to a majority of U.S. taxpayers and their families. Here’s what you need to know about how much your “economic impact payment,” will be and how and when you might…
Create a College List: Find the Right School at the Right Price
Picking a college for your university-bound high schooler is an exciting—and intimidating—process. There are so many choices! You and your child want to choose a school that helps meet his or her needs and goals. And then there’s the significant cost of a college education. It is essential that you select a school that fits…
Does Where You Go to College Really Matter?
With more than 4,000 degree-granting institutions in the United States, choosing a college can be agonizing for parents and students alike. The pressure to choose the right school among all these options, then get accepted and figure out how to pay for it, can be intense. But does it need to be? Why not just…
Your 9-Step Plan to Cut Education Costs & Pay for College
For many parents, the cost of college elicits intense sticker shock. A private four-year college runs at nearly $37,000 per year for tuition and fees alone. So it’s no surprise that even new parents wonder how they’ll pay for college or save enough to cover the expense. But it can be done. With the right strategy, you can…
Debt Snowball vs. Debt Avalanche: Which is Better?
When you’re juggling multiple debts — as most people are — it can be challenging to know where to focus. Fortunately, a debt repayment method lets you deal with one piece of that puzzle at a time. It gives you a precise blueprint for repaying your debt in one of two ways. The debt snowball…
How to Teach Young Kids About Money
If you don’t teach your kids about money, who will? Maybe no one, or maybe a lender that wants them to take on debt. Only 58% of over 40,000 participants have passed the 30-question National Financial Capability Test from the independent National Financial Educators Council. The average score on questions about earning, saving, and growing…
The Top 10 Estate Planning Mistakes to Avoid
Many people feel estate planning is just for the wealthy, or they have plenty of time before they need to worry about it. Maybe it’s the term “Estate Planning” that scares people off. It shouldn’t. Generally speaking, estate planning is simply being certain when you die, your assets get to who you want to get…
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