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How to Build and Maintain Good Credit in 11 Simple Steps
In today’s world, your credit history impacts more areas of your life than you probably realize. Great credit can open doors to the best mortgages and student loans, low-interest credit cards with enticing perks, competitive insurance rates, and even sought-after jobs. Fortunately, creating that solid credit history is within your power. You can learn how…
6 Best Crowdfunding Sites for Small Business
If you’re ready to start or grow your small business, where will the money come from? Whether you’re beginning your journey as a small business owner or are looking for money to expand, crowdfunding might be the answer. Combining social media and the right platform, it can help you raise funds through friends, family, customers,…
Tokenized Art: A New Alternative Investment?
Have you ever wanted to invest in art? Were you deterred by the high cost to buy a single piece, by not knowing what to invest in, or by concerns about how to store or display it properly to preserve its value? These are key reasons why many people haven’t invested in art, but art…
Questions to Ask If You’re Filing for Social Security in 2019
If you’re approaching retirement age or planning to file for Social Security in 2019, there are some changes to the program that you need to know. Understanding how you can qualify, when you should file, and what benefits to expect can help make you make a more informed claiming decision, and better prepare you in…
When Your Spouse Doesn’t Want a Divorce
Getting a divorce is one action that quarreling spouses might agree. However, there are possible situations when you want to sever the tie, but your spouse insists on staying married. What can you do if your partner won’t give you a divorce? First of all, no one can force you to stay married. Your spouse…
Top 3 Concerns UMass Memorial Healthcare Employees Have About Retirement
After 30 years or so helping dozens of UMass Memorial Healthcare employees better understand their retirement options, I thought I would share the three most common concerns I hear from many of them and hopefully by doing so, if you have these same or similar concerns, you will get a better understanding of how to…
Three Estate Planning Strategies to Take Advantage of Low Cryptocurrency Valuations
Bitcoin’s value has ranged from less than a penny to nearly $20,000 since its inception a little over ten years ago now. Within the last year alone, bitcoin’s value has fallen from $11,000 to a low of around $3,500. Many other digital currencies and tokens, which are referred to as “ALT coins” have seen their…
How Are Bitcoin and Crypto Taxed?
One of the cypherpunks’ original goals when developing digital money was to operate outside of government control, but the Internal Revenue Service has put a big damper on that possibility as we will discuss below. People who hold crypto largely for ideological reasons can still take a chance on evading taxes, and they may succeed….
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