If you want to understand what Ethereum is, stop thinking about cryptocurrency for a minute. While the Ethereum blockchain traces its roots to the Bitcoin blockchain, and while it’s associated with a cryptocurrency called Ether, Ethereum is quite different, not because of Ether’s value as a cryptocurrency but because of the Ethereum blockchain’s ability to…
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Estate Planning Checklist For Young Families
Planning for the future is not always top priority for young families. When you’re wrangling a toddler, planning beyond next Tuesday can feel like an exercise in futility. Estate planning, however, means that if anything happens to you, your family is protected. Having basic documents in place may be able to help you minimize or avoid…
What to Do if You Receive Incorrect Information from Your Local Social Security Office
The Social Security system is notoriously frustrating. For example, did you know that it is not the job of the Social Security Administration to advise beneficiaries how best to take their benefits? This means staffers at your local Social Security office may not understand every arcane rule or unusual circumstance you may face. Some beneficiaries…
How Remarrying Late in Life Could Affect Your Social Security
The Social Security Administration uses many factors to calculate benefit amounts for beneficiaries, including marital status. For long-married couples who are lucky enough to grow old together, calculations for spousal and survivor benefits are fairly straightforward. However, widowed or divorced Social Security beneficiaries can run into complications if they decide to remarry later in life….
What Should Happen to The Home if You Divorce?
Divorce brings a multitude of changes to your life. One of the most obvious changes is a new living arrangement. You and your soon-to-be ex will now be living separately—so who stays in the home and who goes? What should you do? As you work through the terms of you divorce agreement, consider these things…
How Social Security Calculates Widow and Widower Benefits
Social Security offers several different types of benefits to the survivors of deceased beneficiaries, but widow and widower benefits are the type of survivor benefits that affect the most beneficiaries. Though it can be unpleasant to think about you or your spouse dying, it’s a good idea for married couples to include widow or widower…
The Cypherpunk Movement and the Creation of Cryptocurrency
It all began with the cypherpunks, a small community of programmers, coders, activists, and visionaries who were focused on privacy-enhancing technologies through cryptography starting in the 1990s. “Privacy is necessary for an open society in the electronic age,” proclaimed Berkeley mathematician Eric Hughes in “A Cypherpunk’s Manifesto” in March 1993. “Privacy is not secrecy. A…
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