Dividing retirement assets is often one of the most complex aspects of a divorce settlement. These accounts, which may include 401(k)s, IRAs, pensions, and other retirement plans, are typically among a couple’s most valuable assets. Proper division requires careful consideration of legal requirements, tax implications, and long-term financial planning. This article will guide you through…
Personal Finance Articles
How to Create a Budget You Can Actually Stick With: 5 Easy Steps to Take Control of Your Finances
How to Create a Budget You Can Actually Stick With: 5 Simple Steps to Master Personal Budgeting Do you feel like your finances are out of control? Struggling with credit card debt and wondering where you’ll find enough money to pay your bills? If this sounds familiar, creating a budget could be the key to…
Debt Snowball vs Debt Avalanche: Which Is the Best Debt Repayment Strategy?
Which Debt Repayment Strategy Will Help You Pay Off Your Debts Faster and Save Money? Paying off debt can feel overwhelming, but choosing the right debt repayment strategy can make the process faster and more manageable. Two of the most popular methods for eliminating debt are the debt snowball and debt avalanche strategies. Both approaches…
How to Teach Young Kids About Money
If you don’t teach your kids about money, who will? Maybe no one, or maybe a lender that wants them to take on debt. Only 58% of over 40,000 participants have passed the 30-question National Financial Capability Test from the independent National Financial Educators Council. The average score on questions about earning, saving, and growing…
How to Read Your Credit Report on Credit Karma: A Step-by-Step Guide
By law, you’re entitled to three free credit reports each year. If you want more frequent access, Credit Karma offers free, regularly updated credit reports and credit scores from two major credit bureaus: Equifax and TransUnion. You can view your credit information anytime with a free Credit Karma account. This allows you to monitor your…
How to Build and Maintain Good Credit in 11 Simple Steps
How to Build and Maintain Good Credit: 11 Essential Steps for Financial Success Today, your credit history impacts more areas of your life than you probably realize. Building and maintaining good credit is essential for securing favorable financial opportunities, such as low-interest mortgages, credit cards, student loans, competitive insurance rates, and even job offers. Whether…
Important Questions to Ask Before Hiring a Divorce Attorney
Key Questions to Ask Before Hiring a Divorce Attorney: Your Pre-Selection Checklist Choosing the right divorce attorney is one of the most critical steps in navigating your divorce. While recommendations from friends can be helpful, every case is unique, and what worked for them may not work for you. To ensure you find the best…
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