How to Build and Maintain Good Credit: 11 Essential Steps for Financial Success Today, your credit history impacts more areas of your life than you probably realize. Building and maintaining good credit is essential for securing favorable financial opportunities, such as low-interest mortgages, credit cards, student loans, competitive insurance rates, and even job offers. Whether…
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Unlocking Art Investment: The Rise of Art Tokenization
Have you ever wanted to invest in art? Investing in art has traditionally been a pursuit reserved for the affluent, with others often hindered by high costs, uncertainty about valuable pieces, and challenges in storage and preservation. However, the advent of art tokenization is transforming this landscape, enabling investors to acquire fractional ownership of artworks,…
What to Do If Your Spouse Refuses to Divorce
Can My Spouse Stop Me From Getting a Divorce? Here’s What You Need to Know Getting a divorce is often one of the few things quarreling spouses might agree on. But what happens when you want to sever ties and your spouse refuses to cooperate? The good news is that no one can legally force…
Top 3 Retirement Concerns for UMass Memorial Health Employees
After helping dozens of UMass Memorial Health employees with retirement planning over the past 30 years, I noticed many share the same top concerns. If you’re nearing retirement, you may have these questions, too. The good news? With the right guidance and strategy, these concerns can be addressed to help you retire confidently. UMass Memorial…
3 Estate Planning Strategies for Low Crypto Valuations
Since its inception a little over ten years ago, Bitcoin’s value has ranged from less than a penny to nearly $20,000. Within the last year alone, it fell from $11,000 to a low of around $3,500. Many other digital currencies and tokens, commonly called “ALT coins,” lost 90% or more of their value from all-time…
Important Questions to Ask Before Hiring a Divorce Attorney
Key Questions to Ask Before Hiring a Divorce Attorney: Your Pre-Selection Checklist Choosing the right divorce attorney is one of the most critical steps in navigating your divorce. While recommendations from friends can be helpful, every case is unique, and what worked for them may not work for you. To ensure you find the best…
Can You Insure Your Bitcoin?
If you could buy insurance to protect your bitcoin, would you? As with all kinds of insurance, your answer is probably, “Sure—if the coverage is good and the price is right.” What might you reasonably expect bitcoin insurance to cover? Let’s think about the types of losses insurance covers for other currencies and investments. How…
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