Dreaming of getting rich? To increase your chances of that dream coming true, you may want to consider equity compensation rather than focusing entirely on earning a higher salary. Think about the billionaires in the world. How did they make their wealth? Almost all of them got their high net worth from equity stakes in…
Investing Articles
The Cypherpunk Movement and the Creation of Cryptocurrency
It all began with the cypherpunks, a small community of programmers, coders, activists, and visionaries who were focused on privacy-enhancing technologies through cryptography starting in the 1990s. “Privacy is necessary for an open society in the electronic age,” proclaimed Berkeley mathematician Eric Hughes in “A Cypherpunk’s Manifesto” in March 1993. “Privacy is not secrecy. A…
Why Saving Isn’t Enough
Forget that myth that millennials are bad with money. If recent surveys are accurate, 20- and 30-somethings are excellent at saving money and building up stacked savings accounts. In fact, 38% of respondents to a recent survey said they saved half their paychecks. Half reported cutting back on the money they spend on nights out…
Why Do Bond Prices Fall When Interest Rates Rise?
You may think you’re a savvy investor. But have you ever put your knowledge to an actual test? There’s an ongoing national financial literacy study run by FINRA that you can take and review results at any time. The study has found that most Americans cannot correctly answer the following question: “If interest rates rise,…
How to Tell if a Robo Advisor Makes Sense For You
Whether you use Siri, rely on Alexa, or just have a Roomba, there’s no escaping the fact that bots are more part of our lives than ever before. And that’s not necessarily a bad thing. After all, why not automate life’s mundane, tedious tasks? Depending on how you feel about your finances, you could even…
9 Things to do With Your Investment Portfolio Before 2018
You know that feeling when you realize you missed a deadline by just a few days? Being just a little bit off can throw your entire plan out of whack, like when you intend to start a new exercise routine on Monday — then Monday comes around, you get busy and can’t make it to…
Are Your Retirement Funds Wandering Aimlessly?
The purpose of your retirement fund is to help provide the income you need to live financially independent in retirement, whatever “financially independent” means to you. Without structure and planning for your funds, that goal can become more and more distant. It doesn’t just happen on its own. It takes careful planning and years, if…
