Investment Management Services
what we do
Some moments change everything at once: a death, a divorce, the sale of a business, an inheritance. In each, the instinct is to act quickly. Usually the wiser course is to slow down, with someone steady beside you.
Our part in those moments is not to hurry you toward decisions. It is to steady the ground: to handle what cannot wait, hold off on what can, and help you see clearly again before anything permanent is settled.
two directions
The losses and the windfalls feel nothing alike. Yet each asks you to remake a financial life. Each is best met slowly.
The death of a spouse. A divorce. A serious illness, or a parent who now needs care. In the disorder that follows, one person is often left holding what another once carried. The accounts, the paperwork, and the choices all become theirs, even as they are grieving. We take on the urgent and the unfamiliar, coordinate with the attorneys and specialists it calls for, and move no faster than you can.
The sale of a business. An inheritance. A windfall that changes the arithmetic of a life overnight. Good fortune carries its own pressure to act, to spend, or to answer everyone at once. We help you turn a single event into a lasting one, and hold off on the decisions that do not yet need making.
divorce
Of all these passages, divorce is where the financial decisions carry the longest consequences. These are the hardest to see clearly in the moment.
A settlement that looks even on paper rarely is: taxes, liquidity, and the years ahead can leave two equal halves worth very different amounts. Our Certified Divorce Financial Analyst is trained for exactly this — modeling what a proposed settlement will mean five, ten, and twenty years on, valuing what is truly being divided, and giving you and your attorney a clear financial picture to negotiate from. We are your guide through the numbers, in step with your legal counsel.
first, slowly
In the weeks after a great loss or a sudden gain, the pressure to act is strong. It is usually the wrong instinct. The soundest first step is to protect a stretch of time in which nothing irreversible is decided: bills paid, essentials handled, everything else left to wait until the ground feels steady again. Good decisions keep. The ones made in grief or in haste are the ones that are hardest to take back. Our first task is simply to give you the room to make them well.
You do not need to have it figured out, or to be ready to decide anything. A first conversation is a chance to tell us what has happened and what is weighing on you, and to let us take the first weight off. From there, you set the pace.
This material is for informational and educational purposes only and should not be construed as personalized investment, legal, or tax advice. Finivi is not a law firm or an accounting firm and does not provide legal or tax advice or services; matters involving divorce, estate settlement, or the sale of a business should be handled in coordination with your attorney and tax professional. The Certified Divorce Financial Analyst (CDFA®) designation reflects specialized financial training and does not constitute legal advice or representation. Outcomes depend on individual circumstances and are not guaranteed. Advisory services offered through Finivi Inc., an SEC Registered Investment Advisor.