To your family
Passing it to the next generation, with the leadership, the ownership, and the fairness among heirs settled long before it is needed.
Investment Management Services
what we do
Business Succession
A business is often an owner’s single largest holding and the hardest to turn into anything else. Its transition is the moment a lifetime of building becomes wealth that supports your future, or passes to your family. Left to chance, it becomes neither.
A business is rarely just an asset. It is decades of your effort, often most of your net worth, and almost always the least liquid asset you own.
One day it will change hands to family, to the people who helped you build it, to an outside buyer, or, if nothing is decided, to circumstance. The difference between a transition that funds the rest of your life and one that falls short is usually made years ahead of it. Our part is to see that the business you built becomes the future you had in mind.
where it goes next
Every business changes hands. The question is how.
There are only a few directions a business can go, and each asks something of you well before the day arrives.
To your team
A sale to the managers or employees who helped build it — structured so they can afford it and you are paid what it is worth.
To an outside buyer
A sale to a strategic or financial buyer, timed and prepared so the business commands its full value when it goes to market.
our part
We make sure the sale funds the life
We are not the investment banker or the attorney who runs the deal. We help you assemble that team, and stand beside you through it. Our part is the part they do not cover: seeing that the proceeds fund the retirement you pictured, that the tax on a lifetime’s gain is anticipated rather than discovered too late, and that what lands in your account is matched to the life you meant it to buy.
The sale is over in a day. Everything it was for comes after.
So while the deal is being done, we are already managing what comes after it — the income, the investments, the estate, the legacy — so the day you hand over the keys is the start of something, not the end of it.
The best time to start is before you are ready to leave
Succession is easy to put off until the exit is near. It is far better begun years earlier, while there is still time to shape the outcome, including the value, the taxes, and the readiness of whoever comes next. Wherever you are on that road, the first step is a conversation: tell us about what you have built, and what you would like to come of it.
This material is for informational and educational purposes only and should not be construed as personalized investment, legal, or tax advice. Finivi is not a law firm, an accounting firm, or an investment bank, and does not provide legal, tax, or mergers-and-acquisitions advisory or brokerage services; the structuring, valuation, and sale of a business should be handled in coordination with your attorney, tax professional, and any transaction advisor. Business valuations and transaction outcomes depend on many factors and are not guaranteed. Advisory services offered through Finivi Inc., an SEC Registered Investment Advisor.