The following Terms of Use (“Terms”) govern your access to and use of the website operated by Finivi, Inc. (“Finivi,” “Company,” “we,” “our,” or “us”), including www.finivi.com, its subdomains, and the content, functionality, and services made available through the site (collectively, the “Website”).
By accessing or using the Website, you accept and agree to be bound by these Terms and by Finivi’s Privacy Policy, which is incorporated into these Terms by reference. If you do not agree to these Terms or the Privacy Policy, do not access or use the Website.
Eligibility and Scope
This Website is intended for users who are 18 years of age or older and located in the United States. By using the Website, you represent and warrant that you are of legal age to form a binding agreement and that your use of the Website complies with applicable law.
Finivi may revise these Terms from time to time in its sole discretion, and changes will be effective when posted on the Website unless otherwise stated. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
Website Access
Finivi reserves the right to withdraw, modify, suspend, or discontinue any part of the Website, and any content or service offered through it, at any time and without notice.
Finivi will not be liable if any part of the Website is unavailable at any time or for any period.
Users are responsible for obtaining access to the Website and for ensuring that anyone accessing the Website through their internet connection complies with these Terms.
No Advisory Relationship Created
The Website is provided for general informational and educational purposes only and is not intended as investment, legal, tax, accounting, insurance, or other professional advice.
Accessing the Website, submitting a contact form, sending an email, or otherwise communicating through the Website does not by itself create an advisory, fiduciary, insurance, or client relationship with Finivi.
Advisory services are offered only pursuant to a written agreement between Finivi and a client, and only after any required regulatory disclosures and onboarding steps have been completed.
Insurance-related services or products, if referenced on the Website, are offered only through appropriately licensed persons and only where permitted by applicable law. References to insurance planning, risk management, or related strategies on the Website are for general informational purposes only and do not constitute an offer to sell, a solicitation to buy, or a recommendation regarding any specific insurance product, carrier, or coverage.
Finivi’s Form ADV Part 2A Disclosure Brochure and Form ADV Part 3 Client Relationship Summary are available on the Website and provide important information about the firm’s services, fees, conflicts, and regulatory status.adviserinfo.sec+1
Relevant Finivi disclosures and notices currently available on the Website include:
SEC Registration and Jurisdictional Limits
Finivi is an SEC-registered investment adviser. Registration as an investment adviser does not imply any level of skill or training.
The publication of the Website should not be construed as a solicitation to provide investment advisory services, insurance services, or other regulated services to any person in any jurisdiction where such offer, solicitation, or activity would be unlawful or where Finivi or the applicable representative is not otherwise permitted to do business.
Any direct communication by Finivi with a prospective client will be conducted by a representative who is appropriately registered, licensed, or otherwise exempt in the jurisdiction where the prospective client resides, as applicable.
For more information regarding Finivi’s investment adviser registration status, users may visit the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.adviserinfo.sec
Reliance on Website Content
While Finivi strives to provide accurate and current information, the Website content is provided on an “as is” and “as available” basis for general information only, and Finivi does not warrant the accuracy, completeness, timeliness, or usefulness of the content.
Any reliance placed on the Website content is at the user’s own risk.
The Website may include educational articles, blog posts, videos, webinars, commentary, or other materials discussing financial planning, retirement, investment, estate, tax, Medicare, insurance, risk management, or digital asset topics. Such materials are general in nature and should not be treated as personalized advice or a recommendation to take any specific action or to buy, sell, hold, or apply for any security, insurance product, or other financial product.
Past performance is not indicative of future results, and all investing involves risk, including the possible loss of principal.
Third-Party Content and Links
The Website may contain links to third-party websites, tools, or resources for convenience only.
Finivi does not control and is not responsible for the content, policies, accuracy, availability, or practices of any third-party site, and inclusion of a link does not imply endorsement or affiliation unless expressly stated.
Users who access third-party websites do so at their own risk and subject to the terms and privacy practices of those third parties.
Intellectual Property
The Website and its contents, including text, graphics, logos, layout, images, downloadable materials, design elements, and other content, are owned by Finivi or its licensors and are protected by applicable intellectual property laws.
Finivi grants a limited, revocable, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial use only.
Except as expressly permitted in writing, users may not reproduce, distribute, modify, create derivative works from, publicly display, republish, transmit, or exploit Website content for commercial purposes.
Prohibited Uses
You agree not to use the Website:
- In any way that violates applicable law or regulation.
- To attempt unauthorized access to the Website, servers, databases, or related systems.
- To introduce malware, malicious code, or other harmful material.
- To interfere with the proper operation of the Website.
- To scrape, copy, or monitor Website content through automated means without prior written consent.
- To bypass, disable, interfere with, or attempt to circumvent any security feature of the Website, including any CAPTCHA, reCAPTCHA, anti-bot, access-control, or rate-limiting mechanism.
- To impersonate Finivi or any other person or entity or misrepresent your affiliation with any person or entity.
- To use the Website in a way that could harm Finivi, its users, or its reputation.
Transmissions and Communications
Information transmitted to Finivi through the Website, including through contact forms or email links, may not be secure.
Users should not send sensitive, confidential, or time-sensitive information through unsecured Website communications unless specifically instructed otherwise by Finivi through a secure method.
Do not use email or Website contact forms to send trading instructions, requests to transfer funds, changes of address, account-number information, Social Security numbers, tax documents, insurance applications, beneficiary changes, claim information, or other sensitive personal or financial information unless Finivi has specifically directed you to a secure channel for that purpose.
Finivi may not act on any instruction sent through an unsecured Website form or ordinary email, and Finivi will not be liable for actions taken or not taken in reliance on such communications.
Cookies, Analytics, and CAPTCHA
Finivi uses cookies, pixels, analytics tools, scripts, local storage technologies, CAPTCHA or reCAPTCHA tools, and similar technologies to operate the Website, enhance functionality, help secure the Website, detect and prevent spam or automated abuse, understand Website usage, and support marketing or advertising activities, as further described in Finivi’s Privacy Policy.
Certain forms or pages on the Website may be protected by Google reCAPTCHA or similar anti-bot services. Your use of those features is subject to the applicable third-party provider’s terms and privacy policy, including, where applicable, Google’s Privacy Policy and Terms of Service.
By using the Website, you acknowledge that these technologies may be used in connection with your access to and interaction with the Website, subject to applicable law.
Social Media and External Platforms
Finivi may make educational content available through social media, webinars, video platforms, and other third-party services.
Any comments, interactions, or third-party postings on those services do not necessarily reflect Finivi’s views and are not adopted by Finivi merely because they appear on or reference a Finivi channel.
Links to social media accounts or other third-party platforms are provided for convenience and are subject to the terms of those providers.
No Warranties
To the fullest extent permitted by law, the Website and all content, materials, and services made available through it are provided without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, or availability.
Finivi does not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, Finivi and its officers, directors, employees, representatives, affiliates, licensors, and service providers will not be liable for any damages of any kind arising out of or relating to the use of, or inability to use, the Website or any content linked to or from it, including direct, indirect, incidental, consequential, special, punitive, or exemplary damages, even if advised of the possibility of such damages.
Nothing in these Terms is intended to limit any rights that cannot be waived or any liabilities that cannot be excluded under applicable law.
Indemnification
You agree to defend, indemnify, and hold harmless Finivi and its officers, directors, employees, affiliates, service providers, and agents from and against claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees arising out of or relating to your violation of these Terms or your misuse of the Website.
Geographic Restrictions
The Website is intended for use by persons located in the United States.
Finivi makes no representation that the Website or any content on it is appropriate or available for use outside the United States.
Investment advisory services, insurance-related services, and related communications referenced on the Website are intended only for persons in jurisdictions where Finivi and the applicable representative may lawfully provide such services.
Privacy
Use of the Website is also subject to Finivi’s Privacy Policy, which describes how Finivi collects, uses, shares, and protects personal information in accordance with applicable law and its internal practices.
Finivi may also provide additional disclosures regarding cookies, analytics, CAPTCHA or reCAPTCHA tools, and similar technologies through a separate cookie notice, banner, consent tool, or supplemental privacy disclosure.
Governing Law and Venue
These Terms will be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to conflict-of-law principles, except to the extent superseded by applicable federal law.
Any dispute relating to these Terms or the Website shall be brought exclusively in a state or federal court of competent jurisdiction located in the Commonwealth of Massachusetts, unless applicable law requires otherwise.
Severability and Waiver
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.
No waiver by Finivi of any term or condition shall be deemed a continuing waiver of that term or of any other term.
Entire Agreement
These Terms, together with any documents incorporated by reference, including the Privacy Policy and any applicable cookie-related or technology-related disclosure, constitute the entire agreement between the user and Finivi with respect to the Website and supersede prior understandings relating to Website use.finivi
Contact Information
Questions about these Terms of Use may be directed to Finivi using the contact information published on its Website:
Finivi, Inc.
1400 Computer Drive
Westborough, MA 01581
Office: (508) 870-0440
General information: www.finivi.com
General contact: info@finivi.com