The average American certainly has their fair share of financial burdens. Taxes, debt, record low-interest rates (APY) on savings, high housing costs, and lower real wages than in previous decades. Toss in the impact of Covid-19 on our personal economic well-being, and you get quite the toxic stew of financial challenges, particularly for low and…
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Your 9-Step Plan to Cut Education Costs & Pay for College
For many parents, the cost of college elicits intense sticker shock. A private four-year college runs at nearly $37,000 per year for tuition and fees alone. So it’s no surprise that even new parents wonder how they’ll pay for college or save enough to cover the expense. But it can be done. With the right strategy, you can…
Debt Snowball vs. Debt Avalanche: Which is Better?
When you’re juggling multiple debts — as most people are — it can be challenging to know where to focus. Fortunately, a debt repayment method lets you deal with one piece of that puzzle at a time. It gives you a precise blueprint for repaying your debt in one of two ways. The debt snowball…
How Blockchain Could Help Limit the Spread of the Novel Coronavirus
Things are pretty crazy in the world right now with the novel coronavirus pandemic. We need innovative solutions to stop its spread, bring people back to health, and eradicate the disease. Blockchain is being used in healthcare already across the globe, but this technology also offers a potential weapon in the fight. Let’s take a…
Crypto in Numbers: 50+ Cryptocurrency Statistics and Facts
Cryptocurrency came out of nowhere with the launch of Bitcoin in 2009. Today, most people that you stop and ask on the street will have at the very least heard of cryptocurrency, and many will even hold some. Now, let’s talk crypto in numbers. Below, you will find 50+ cryptocurrency statistics and facts that will…
Rapper Akon to power his “Akon City” in Senegal with the Akoin Utility Token
Akon is preparing to launch Akoin, a cryptocurrency built on the Stellar network to be released for use in his upcoming “Akon City” in Senegal and throughout all 54 countries on the African continent. Akoin will be the sole currency used to support Akon City, with the plans finalized on January 13th, 2020, according to…
How to Teach Young Kids About Money
If you don’t teach your kids about money, who will? Maybe no one, or maybe a lender that wants them to take on debt. Only 58% of over 40,000 participants have passed the 30-question National Financial Capability Test from the independent National Financial Educators Council. The average score on questions about earning, saving, and growing…
