If you don’t teach your kids about money, who will? Maybe no one, or maybe a lender that wants them to take on debt. Only 58% of over 40,000 participants have passed the 30-question National Financial Capability Test from the independent National Financial Educators Council. The average score on questions about earning, saving, and growing…
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The Top 10 Estate Planning Mistakes to Avoid
Many people feel estate planning is just for the wealthy, or they have plenty of time before they need to worry about it. Maybe it’s the term “Estate Planning” that scares people off. It shouldn’t. Generally speaking, estate planning is simply being certain when you die, your assets get to who you want to get…
How to Read a Credit Report from Credit Karma
By law, you’re entitled to three free credit reports each year. But what about free credit reports on demand? Or free credit scores-updated every few days? It might sound like a scam. Fortunately, Credit Karma offers everyone no-cost, frequently updated credit reports and scores from two big-name credit reporting agencies. When you sign up for…
How to Build and Maintain Good Credit in 11 Simple Steps
In today’s world, your credit history impacts more areas of your life than you probably realize. Great credit can open doors to the best mortgages and student loans, low-interest credit cards with enticing perks, competitive insurance rates, and even sought-after jobs. Fortunately, creating that solid credit history is within your power. You can learn how…
6 Best Crowdfunding Sites for Small Business
If you’re ready to start or grow your small business, where will the money come from? Whether you’re beginning your journey as a small business owner or are looking for money to expand, crowdfunding might be the answer. Combining social media and the right platform, it can help you raise funds through friends, family, customers,…
Tokenized Art: A New Alternative Investment?
Have you ever wanted to invest in art? Were you deterred by the high cost to buy a single piece, by not knowing what to invest in, or by concerns about how to store or display it properly to preserve its value? These are key reasons why many people haven’t invested in art, but art…
Questions to Ask If You’re Filing for Social Security in 2019
If you’re approaching retirement age or planning to file for Social Security in 2019, there are some changes to the program that you need to know. Understanding how you can qualify, when you should file, and what benefits to expect can help make you make a more informed claiming decision, and better prepare you in…
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