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11 Ways to Earn Money If You’re Unemployed Due to COVID-19

April 23, 2020 by Katie E. Moore, CDFA®

Unexpected job loss can be traumatic. If you were laid off or furloughed because of the coronavirus outbreak, money might be tight. You may need to make some difficult decisions as you navigate paying bills and putting food on the table during financial uncertainty.

After you assess your current financial situation, prioritizing and eliminating non-essential expenses, and creating a new workable budget, its time to look at alternative income sources to help you get through these tough times until the economy recovers. Here are eleven ways to earn money in the COVID-19 work environment.

1.  Explore Remote Job Openings at Major Employers

In addition to the 24% of small businesses that have shut down, over 90 major retailers in the US have closed their doors.

But don’t let that discourage you. The pandemic has opened up new remote job opportunities in some industries. Check the job boards on sites like Flexjobs for remote job listings.

Recent remote job posts included:

    • Marketing Director
    • Systems Engineer
    • Public Relations Manager
    • Customer Service Representative
    • RN MDS Registered Nurse Coordinator
    • Telehealth Triage Nurse

2. Be an Online Tutor

With states issuing stay at home orders, school districts across the country have transitioned to at-home learning.

Parents are facing many challenges as they struggle to take on the role of a teacher. As a result, online tutors across a wide range of subjects, including English, Biology, History, Calculus, Computer Science, and hundreds more, are in high demand.

Work with students in Middle or High school, College, and even in the Professional marketplace.

 Visit sites like VIPKid, TutorMe, Chegg, Varsity Tutors, and Smarthinking to learn more.

3. Rent Out Your RV

Not everyone owns an RV, so this tip might not apply to you. But if you do, you can use it to make extra money during the pandemic.

Medical staff and essential workers need places to stay that allow them to self-isolate away from their families. RVs have become a popular solution, and you could rent yours to a First Responder or medical professional. Visit RVs 4 MDs Facebook Group to learn more.

Visit sites like RVshare to determine how much you could potentially earn by renting out your RV.

4. Design and Sell T-shirts and Other Custom Apparel

If you have a knack for coming up with memorable quotes or designs, put your ideas on a t-shirt. The best part is you don’t have to manage an inventory or do any of the shipping.

Create an account with a dropshipping site like Printful, Print Aura, or Merchify to simplify your t-shirt and custom apparel business.

5. Explore Gig Websites

The gig economy has opened up enormous opportunities for freelancers. Sites like Upwork, Guru, and FlexJobs typically list hundreds of tasks you can complete from home to earn extra money.

Some top gigs include copywriting, proofreading, coding, social media management, graphic design, SEO consultant, transcriber, or editing videos.

You could also be a virtual assistant. Businesses hire virtual assistants to help with inbox management, appointment scheduling, social media management, and customer service.

6. Be a Personal Shopper or Deliver Food

The stay at home orders has increased the need for personal shoppers. Shipt and Instacart are hiring new shoppers to meet demand.

Restaurant and fast food delivery services are also hiring hundreds of thousands of employees nationwide, including Grubhub, Uber Eats, and DoorDash.

As a personal shopper or food delivery driver, you set your schedule and get paid quickly.

7. Get Paid to Be a Handyman

Service and repair businesses are running with skeleton crews. With limited availability, scheduling an appointment is more difficult.

If you have handyman skills, it’s a great time to jump in and turn your skills into cash. You could offer home repair help for:

    • Door installation
    • Drywall repair
    • Yard maintenance
    • Fixing a leaky faucet
    • Unclogging a drain
    • Replacing screen windows

Here is an excellent article on How to Start a Handyman Business.

You can advertise your services on sites like Thumbtack, Angie’s List, and HomeAdvisor.

8. Sell Your Unique Handcrafted Items Online

If you love to craft or sew, open an online store with Etsy or Shopify, which both give you easy to use platforms to sell your creations.

But you don’t have to be crafty to open an online store. You could make extra money selling craft supplies, raw materials, and vintage goods. Printables, such as planners, budget worksheets, and children’s birthday party invitations, can also do very well.

9. Narrate Audio Books

Audiobooks are a rapidly growing market for authors and publishers, and as a result, the demand for freelance narrators continues to grow.

If you have a great voice and some acting talent, this may be for you.

Visit sites like acx.com, Fiverr, Freelancer.

Here is a helpful article on how to become an audiobook narrator.

10. Get Paid to Search the Web

Many of us search the web throughout the day for one thing or another. Why not get paid for doing so?  Become a freelance researcher at Wonder Researcher, where you can choose from a wide variety of research request types such as researching products or service offerings, gather statistics, competitor studies, and more.  You can also sign up for Swagbucks or InboxDollars and get paid for every day online and offline activities like watching TV, taking surveys, watching videos, reading emails, and even playing games.

11. Get Paid to Edit Podcasts

Podcasts are a popular source of information and entertainment. In 2019, there were over 86 million podcast listeners in the US, and that number is expected to grow. Someone has to edit all of those audio files.

The best podcasters earn up to $1,000 or more each month for editing a weekly podcast. There’s little startup cost, too. Many use Audacity, which is a free audio editing software.

 

If you lost your job, replacing your income might be a top concern. But keep in mind that your mental health is essential.

During this unprecedented time, it’s okay to take a break to regroup. Being unemployed is always stressful. Give yourself time to process what happened. Then explore these income ideas to ease some financial stress.

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Eric C. Jansen, ChFC

Fun Facts About Me

When he is not researching the next great stock to add to client portfolios, you can find him travelling frequently with his family to Jackson Hole Wyoming.

  • Hometown: Chicago, IL
  • Birth Month & Year: November, 1964
  • Favorite Hobby: Goldmining in Nome, AK
  • Favorite Food: Steak at Charley’s Steakhouse in Orlando FL
  • Can't be interrupted when: Watching the Discovery Channel
  • Hidden Talent: Finish Carpenter
  • Something on bucket list: Obtain Helicopter Pilot License
  • Family Pet: Goldfish

Steven C. Johnson, ChFC

Fun Facts About Me

Steve would tell you that one of the best parts of the day is spent talking to clients and relationships that result from it. When away from the office, he loves to travel the back roads of New England enjoying all the great sites that can be found off the beaten path.

  • Hometown: Townsend, MA
  • Birth Month & Year: December, 1967
  • Favorite Hobby: Playing Hockey
  • Favorite Food: Chicken Caesar Salad
  • Can't be interrupted when: Watching the Bruins
  • Hidden Talent: Cooking – Makes a great Thanksgiving turkey
  • Something on bucket list: Travel to Italy and Greece
  • Family Pet: Max – our Pomeranian

Frederick M. Lane, ChFC, CASL

Fun Facts About Me

When not managing client portfolios, Fred can be found relaxing with family and friends.

  • Hometown: Nutley, NJ
  • Birth Month & Year: July, 1954
  • Favorite Hobby: Dog Walking
  • Favorite Food: Italian
  • Can't be interrupted when: Listening to Pink Floyd
  • Hidden Talent: Landscaping
  • Something on bucket list: Space Flight - Tourism
  • Family Pet: None

Catherine M. Gareri

Fun Facts About Me

When not caring for her clients Cathy enjoys relaxing in her yard at home.

  • Hometown: Bellingham, MA
  • Birth Month & Year: July, 1957
  • Favorite Hobby: Cooking and Entertaining
  • Favorite Food: Steak at the Capital Grille
  • Can't be interrupted when: It's family time
  • Hidden Talent: Dog Whisperer
  • Something on bucket list: Spending a couple months on the Almalfi Coast
  • Family Pet: In Between Mastiffs now so a little blue fish “Willy”

Katie E. Moore, CLTC

Fun Facts About Me

When Katie is not busy taking care of her clients, she spends her time being a mom to her two little ones, Owen and Isla.

  • Hometown: Modesto, CA
  • Birth Month & Year: September, 1982
  • Favorite Hobby: Swimming
  • Favorite Food: Mexican Food
  • Can't be interrupted when: I'm cooking
  • Hidden Talent: Climbed Yosemite's Half Dome, twice - no fear :)
  • Something on bucket list: See the Northern Lights and Potty Train my 2 year old
  • Family Pet: Caddy and Sierra – our two cats

Hesper Duval

Fun Facts About Me

Loves spending time with 2 daughters and enjoys participating in 5k obstacle races throughout the year.

  • Hometown: Charlton, MA
  • Birth Month & Year: October, 1981
  • Favorite Hobby: Running
  • Favorite Food: Cheesecake
  • Can't be interrupted when: Reading a good book
  • Hidden Talent: Interior Design and furniture restoration
  • Something on bucket list: To travel cross-country in an RV
  • Family Pet: Charlie and Nora, both black labs from the same litter

Donna Fournier

Fun Facts About Me

When not cheering for the Patriots, Donna spends her free time travelling throughout the United States looking for new haunted places to explore. She loves to wear her cowboy hat and boots when travelling out west.

  • Hometown: Swansea, MA
  • Birth Month & Year: February, 1961
  • Favorite Hobby: Exploring haunted locations
  • Favorite Food: Pizza
  • Can't be interrupted when: Eating my pizza
  • Hidden Talent: Rollerblading
  • Something on bucket list: Travel to Australia
  • Family Pet:  Had a pet skunk

Danielle Drew

When Danielle does not have her head in a book studying to expanding her financial planning knowledge, she enjoys anything active and outdoors, including visits to the beach and hiking.  

  • Hometown: Dennis, MA
  • Birth Month & Year: November, 1985
  • Favorite Hobby: Working out, concerts, and exploring wineries
  • Favorite Food: Lobster pot pie, cheeseburgers, BBQ, the list goes on...
  • Can't be interrupted when: Working out 
  • Hidden Talent: Country line dancing
  • Something on bucket list: To hike the 48, 4000 footers of New Hampshire
  • Family Pet: none, hopefully a big dog someday

Jay Willwerth, ChFC

Fun Facts About Me

Jay’s days are spent helping clients achieve their financial goals, followed by nights and weekends typically watching his daughters play competitive volleyball.

  • Hometown: Melrose, MA
  • Birth Month & Year: September, 1959
  • Favorite Hobby: Golf
  • Favorite Food: Anything at a Patriot’s Tailgate
  • Can't be interrupted when: Watching the Patriot’s Game
  • Hidden Talent: Competitive Volleyball Watcher (Mostly his 2 daughters)
  • Something on bucket list: Play a round of Golf at Pebble Beach
  • Family Pet: Bella, our Shih-poo
 

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