Ignoring your finances because you’re just not good with money? It might sound harsh, but here’s the truth: that’s an excuse. Sure, there are people who may be naturally more inclined to be savers while others like to spend. But if you fall into the “spender” category, it doesn’t mean you’re doomed to a poor…
Recent Articles
How Much Money Is Enough To Retire?
If you ask ten different people how much money is enough to retire, you can expect ten different answers. That’s not necessarily a bad thing, as the idea of what makes a comfortable or good retirement varies based on personal goals and preferences. The truth is, there’s no magic number that will serve as a…
Do You Need to Pay Taxes on Your Social Security Benefits?
Tax season always brings about a bit of panic, as those who are getting Social Security benefits may be filing their first return since they started receiving payments. These payments, while a welcome addition to their financial support system, can feel uncertain (or even a bit burdensome) as the issue of tax liability comes to…
5 Smart Things to do With Your Tax Return This Year
It’s that time of year again—tax time. If you haven’t already filed, you have until April 17, 2018 to do so. Yes, you read that right. The deadline to file is April 17 this year instead of April 15. Due to the fact that April 15 falls on a Sunday, and Monday is Emancipation Day,…
How Your Government Pension May Impact Your Social Security Benefits
Retirees who are entitled to a government pension can have an unpleasant surprise waiting for them when they apply for their Social Security benefits. Two different Social Security provisions for retired government workers—the Government Pension Offset and the Windfall Elimination Provision—can reduce the amount of your Social Security benefit checks. If you are eligible for…
5 Options to Explore If You Don’t Have Enough to Retire
Approaching retirement should be an exciting time for you. This is it: the goal you’ve been working towards since you took your first job is finally on the horizon. But what if you don’t have enough to retire? In that case, any feelings of excitement or happiness can quickly turn into fear, even panic. You…
How to Teach Your Kids to Be Thrifty
Kids tend to pick up habits from their parents and other adults around them. You work hard to make sure that you model good behavior for them, but you may not realize that this is especially important when it comes to teaching your child about finances. If you want your child to be fiscally responsible…
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