Many people feel estate planning is just for the wealthy, or they have plenty of time before they need to worry about it. Maybe it’s the term “Estate Planning” that scares people off. It shouldn’t. Generally speaking, estate planning is simply being certain when you die, your assets get to who you want to get…
Recent Articles
How to Read a Credit Report from Credit Karma
By law, you’re entitled to three free credit reports each year. But what about free credit reports on demand? Or free credit scores-updated every few days? It might sound like a scam. Fortunately, Credit Karma offers everyone no-cost, frequently updated credit reports and scores from two big-name credit reporting agencies. When you sign up for…
How to Build and Maintain Good Credit in 11 Simple Steps
In today’s world, your credit history impacts more areas of your life than you probably realize. Great credit can open doors to the best mortgages and student loans, low-interest credit cards with enticing perks, competitive insurance rates, and even sought-after jobs. Fortunately, creating that solid credit history is within your power. You can learn how…
Tokenized Art: A New Alternative Investment?
Have you ever wanted to invest in art? Were you deterred by the high cost to buy a single piece, by not knowing what to invest in, or by concerns about how to store or display it properly to preserve its value? These are key reasons why many people haven’t invested in art, but art…
Questions to Ask If You’re Filing for Social Security in 2019
If you’re approaching retirement age or planning to file for Social Security in 2019, there are some changes to the program that you need to know. Understanding how you can qualify, when you should file, and what benefits to expect can help make you make a more informed claiming decision, and better prepare you in…
When Your Spouse Doesn’t Want a Divorce
Getting a divorce is one action that quarreling spouses might agree. However, there are possible situations when you want to sever the tie, but your spouse insists on staying married. What can you do if your partner won’t give you a divorce? First of all, no one can force you to stay married. Your spouse…
Top 3 Concerns UMass Memorial Healthcare Employees Have About Retirement
After 30 years or so helping dozens of UMass Memorial Healthcare employees better understand their retirement options, I thought I would share the three most common concerns I hear from many of them and hopefully by doing so, if you have these same or similar concerns, you will get a better understanding of how to…
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