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Specialized Guidance

Waters Stock Compensation: How RSUs, PSUs, SARs, and Converted BD Awards Work

August 12, 2026 by Krista

What this guide covers The equity side of the Waters Corporation compensation package, based on Waters plan documents, filed employee award forms, and the company’s 2026 proxy materials: Which Waters equity plan governs your award How Waters RSUs are taxed at vest and why withholding may fall short How Waters PSU terms differ by grant […]

Filed Under: Equity Compensation Tagged With: Specialized Guidance, Waters Corporation

Boston Scientific Stock Compensation: How RSUs, Stock Options, and the ESPP Work

August 10, 2026 by Steven C. Johnson, ChFC®

What this guide covers The equity side of the Boston Scientific compensation package, as the plan documents describe it: RSUs, DSUs, and PSUs: what each award type means How equity moves from grant to vest, and where the tax lands Stock options, the ten-year clock, and underwater grants The one-year retirement rule that can determine […]

Filed Under: Equity Compensation Tagged With: Boston Scientific, Specialized Guidance

How to Get the Most from Your Boston Scientific 401(k), ESPP, and Stock Benefits

August 3, 2026 by Eric C. Jansen, ChFC®

What this guide covers A practical walk-through of the parts of Boston Scientific’s compensation package that most affect long-term wealth: The 401(k) match and its unusual two-tier structure Why the automatic enrollment default leaves money on the table The Employee Stock Purchase Plan, restated effective July 1, 2026 The channels through which company stock accumulates, […]

Filed Under: Retirement Planning Tagged With: Boston Scientific, Specialized Guidance

Understanding Your UMass Memorial Health Care Pension 

August 3, 2026 by Jack Rufo

How the UMass Memorial pension works The UMass Memorial Health Care Pension Plan is a defined benefit plan funded by the employer. You do not contribute to it or choose its investments. Instead, the plan calculates your benefit using formulas based on factors such as your pay and years of service. For participants in the […]

Filed Under: Pension Tagged With: Specialized Guidance, UMass

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